Atma Nirbhar Bagwani Yojana

Atma Nirbhar Bagwani Yojana, is a revolutionary scheme that is changing the face of Arunachal Pradesh farmers through horticulture. Discuss on Atma Nirbhar Bagwani Yojana the Government of Arunachal Pradesh introduced financial assistances, subsidies, farmers support, etc to make self-reliance in horticulture.

Table of Contents

Introduction

Arunachal Pradesh, one of the smallest States in the northeastern region with vastly diverse geographical terrains and extremely floristic region has great scope in horticulture.

Fully aware of this fact, the state government proactively came up with Atma Nirbhar Bagwani Yojana (ANBY) to support and revive farmers and horticulture industry.This paper seeks to discuss the scheme in details with emphasis on the various objectives, various advantages of the scheme and the effect it has had on the agriculture sector of the chosen state.

The following are some of the schemes currently being implemented in the country: The Crop Insurance programmes include Atma Nirbhar Bagwani Yojana (ANBY), which was started from September 3, 2021, by the Government of Arunachal Pradesh. It aims at improving the horticulture sub-sector in the state after extending a financial boost to them and at the same time appealing to farmers to improve on their practices. The aim of the scheme is thus to support farmers in terms of credit and subsidy to go to young people, SHGs and FPOs to increase production. This article gives information about the scheme such as an objective and advantages, the requirement for the scheme, the method of applying as well as the answers to potential questions about the Atma Nirbhar Bagwani Yojana.

Objectives of the Atma Nirbhar Bagwani Yojana

The primary objectives of the Atma Nirbhar Bagwani Yojana are as follows:

Promotion of Horticulture: The scheme has the objective of enhancing the quality of horticulture crops in particular and on the general welfare of the states agricultural sector.
Financial Assistance: Due to the poor resource endowment particularly among farmers and to target the funding mostly towards investment on horticultural operations, the program has been designed to provide a structured subsidy and loan grant.
Self-Reliance: It assists the farmer in facilitating on his or her own the production of food security through farming.
Youth Empowerment: In achieving its objectives the scheme seeks to guarantee that the youths practice agriculture production in order to have a crop of young farmers to Julian the economy of the state.

Some of the important features of the scheme include the following:

The Atma Nirbhar Bagwani Yojana is characterized by Some of the important features:

Subsidy and Loan Structure: It is financed at 45% by the Government of Arunachal Pradesh, 45% by the banks and 10% by the beneficiaries. This structure minimizes by a very large measure the cash outlay incurred by farmers to the exercise.
Collateral-Free Loans: FARMERS HAVING VARIABLE FARMS CAN BORROW FROM THE GOVERNMENT MAXIMUM OF ₹1. Number three, CIB avails credit facilities of up to 60 lakhs without collateral. As you will know, SHGs do not have to provide collateral for their loans for an amount up to ₹10 lakhs.
Diverse Crop Support: The scheme aids cultivation of dozens of fruits such as arecanut, pineapple, avocado, dragon fruit, orange, banana, guava among many others besides basic farming implements like tractors, power tilters among others.
Bank Collaboration: As per the existing scheme; the department work in conjunction with local banks such as the State Bank of India and the Arunachal Pradesh Rural Bank and Arunachal Pradesh Cooperative Apex Bank to make sure the farmer gets all requisite financial backing.
Application Process: Farmers can apply offline, with personal details and particulars to be filled in an application form that has to be submitted to the Horticulture Development Office of the concerned circle.

Eligibility Criteria

To qualify for the Atma Nirbhar Bagwani Yojana, applicants must have the following criteria

Residency: Candidates applying for the post should be the natives of Arunachal Pradesh only.
Age: The applicant does not have a limited age, but applicants applying must be of 18 years and above.
Documentation: Documents needed to be submitted are Aadhaar card, voter card, residence certificate and a functional bank account. For loans exceeding ₹1. 60 lakhs, However the collateral in the form of land/property may be needed.
Target Groups: It is designed for individual farmers, self help groups and FPOs in the main.

Documents Required

Aadhaar Card.
Voter Card.
Residential Certificate.
A valid Bank Account

Application Process

The application process for the Atma Nirbhar Bagwani Yojana is as follows:

Obtain the Application Form: It can be obtained from the Horticulture Development Office and it is also printable from the website of the Horticulture Development Office.
Application Form:

https://cdn.s3waas.gov.in/s3819f46e52c25763a55cc642422644317/uploads/2022/05/2022052453.pdf

Fill the Form: Fill in all offices of the completed application form, give correct information and enclose necessary documents.
Submit the Application: Duly completed application forms along with the attested documents must be forwarded to the Horticulture Development Office of the respective circle before the last date for submission.
Verification and Approval: Blocks in the submitted applications will be checked and authenticated by relevant authorities. Selected applications will be referred to the relevant banks for the purpose of loan disbursement.

Benefits of the Atma Nirbhar Bagwani Yojana

The Atma Nirbhar Bagwani Yojana has various benefits to farmers in Arunachal Pradesh:

Financial Support: The structure of subsidy and loan helps farmers to bear less cost for quality seeds, equipment, and technology to bring improvement in yield.
Increased Agricultural Productivity: Through increasing production of fruits and vegetable that have high market demands, the scheme seeks to increase productivity and thereby the income earners by farmers.
Skill Development: The initiative provides farmers with incentives to adopt improved techniques of farming avails skill development as well as enhanced crop management.
Community Development: The initiative makes the SHGs and FPOs make farmers to be a united group which leads to achievement of the goals of community development.

Crops That specifically targeted under the Atma Nirbhar Bagwani Yojana

The key crops included under Atma Nirbhar Bagwani Yojana are:

Arecanut
Pineapple
Avocado
Dragon Fruit
Orange
Banana
Guava

Also, the scheme funds fixed assets like tractors, power tillers, brush cutters, among others, that play vital roles in enhancing productivity in farming activities.

Subsidy Structure of Atma Nirbhar Bagwani Yojana

The Atma Nirbhar Bagwani Yojana has a well-defined subsidy structure to support farmers in Arunachal Pradesh:

45% Subsidy: The State Government of Arunachal Pradesh in turn offers a capping of 45% on the cost of the component which is envisaged under this scheme.
45% Bank Loan: The loaning banks such as State Bank of India, Arunachal Pradesh Rural Bank, Arunachal Pradesh Cooperative Apex Bank offer 45 percent loan to the beneficiaries.
10% Beneficiary Contribution: The farmers are needed to pay 10% of the total the components that they would like to access.
In respect of individual beneficiaries, the scheme makes available credit up to ₹ 1 without collateral security. 6 lakhs. As for access to credit, integrated farm producers, whether as self-help groups (SHGs) or farmers producer organisations (FPOs), may borrow up to ₹ 10 lakhs without collateral.
The repayment of the bank loans starts from one year to 4 years, which is anchored on the cycling period of the crops.

Through regular support in the form of a massive consumption subsidy for coal and through collateral-free loans, the Atma Nirbhar Bagwani

Impact of ANBY on Arunachal Pradesh

The implementation of ANBY has yielded significant positive impacts on Arunachal Pradesh:

Increased horticultural production: The scheme has tremendously boosted the generation of different horticultural crops.
Improved farmers’ income: Agricultural productivity has boosted and farmers received better prices for their produces; this has resulted in increased revenue.
Reduced dependence on agriculture: Horticulture has therefore remained one of the most promising source of income for the farmers.
Export potential: The horticultural products of the Arunachal Pradesh are getting attention through the domestic as well as foreign markets.
Rural development: ANBY has played role in over all development of rural area by generating employment and strengthening the infrastructure.

Challenges and Opportunities

While ANBY has achieved considerable success, certain challenges present:

Geographical constraints: The geographical characteristics of Arunachal Pradesh comprising of steep slopes present some form of hindrance when in come to transport and deve
Lack of skilled manpower: In the horticulture industry, there is a challenge of lack of skilled human resource.
Market fluctuations: This makes the income of farmers to be affected by the change in price within the market that deals with agriculture products.

However, it also opens enormous prospects for the development of the horticulture industry in Arunachal Pradesh. The state has DVD that favours horticultural production, good climate and rising consumer preference for Certified Organic produced offer great prospects for the development of horticultural production.

Frequently Asked Questions (FAQs)

When was the Atma Nirbhar Bagwani Yojana launched ?

It was initiated on the third of September, 2021.

What is the specialty of the Atma Nirbhar Bagwani Yojana?

Horticulture is accorded emphasis and special attention is given to the northeastern states of India.

What is the estimated cost of Atma Nirbhar Bagwani Yojana?

The scheme has a budgetary provision of ₹ 60 crores.

Who can undertake an application of the scheme?

The above scheme is intended for ‘Farmer Producers’ from the state of Arunachal Pradesh- individual farmers, SHGs, FPOs.

Whether a farmer can opt for the packages of the Atma Nirbhar Krishi Yojana schem and Atma Nirbhar Bagwani Yojana scheme simultaneously?

The government has designed these two schemes in such a way that any farmer that qualifies for both schemes can apply for both schemes in order to improve his or her farming practices.

Conclusion

The Atma Nirbhar Bagwani Yojana has made a right step on excelling farmers of Arunachal Pradesh. Through the granting of funds to horticulturists, encouragement of self employment and increase in yield, the effect of the scheme is to revolutionize the horticultural sector in the state. With the support of local banks to farmers and a clear stipulated model of subsidy and loans it aims at empowering selected farmers especially the youthful farmers to improved on their farming practices. The program, being still under construction, has the potential for yielding very high returns to farmers, and thus, place considerable and measurable impacts on the economic development of Arunachal Pradesh.